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Dear member
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Purchasing a hybrid or electric vehicle: A win for you, and for the planet! |
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Take advantage of our exclusive fixed-rate vehicle loan specials to lead the way for a greener future with a vehicle that reduces harmful emissions and lowers your fuel expenses.
Our vehicle loans come with competitive rates and flexible terms for both new and used vehicles. Additionally, we offer a unique discount for hybrid or electric vehicles, along with a special fixed rate to help you save even more.
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Financing and refinancing options for new or used vehicles.
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Up to 125% financing for qualified borrowers.1
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Low monthly payments and the ability to skip two payments per year.2
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Potential extra perks, such as tax credits and reduced or no taxes on hybrid or electric vehicles (please consult your tax advisor for guidance).
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Get a better deal on your current vehicle loan |
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If you have already financed your electric, hybrid, or any other type of car through another lender, refinancing with us can be a straightforward way to lower your monthly payment and interest rate. Contact us to explore the possibility of obtaining a better deal on your existing loan. Our track record shows that we often secure our members significantly improved interest rates and payments.
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1 Up to 125% financing means that your loan would also cover additional costs such as processing fees, tags, and taxes. Automobiles up to 3 years old are eligible for this type of financing. Based on the results of your credit evaluation, repayment ability, and the age of the car, you might not qualify for 125% financing, and a down payment might be required of you; you might also not qualify for a loan with OAS FCU or qualify for one with different terms. OAS FCU determines used car loan values using the NADA guide.
2 OAS FCU may grant two non-consecutive months off per calendar year. Please note that the loan will continue to accrue interest during the deferral period and will extend the term of the loan. Skip-a-Pay is not available during the first 6 months of the loan. To be eligible and qualify, you must be a member in good standing without any delinquencies. This requires maintaining a minimum $5 balance in your regular share account, keeping all Credit Union loans up to date, refraining from any misconduct leading to closure of OAS FCU accounts, showing respect to Credit Union officials and employees, and avoiding any financial losses to OAS FCU.
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• OAS FCU is an Equal Opportunity Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
• OAS FCU is committed to providing exceptional service to our Member-Owners, and to each other.
• As a financial cooperative, we are committed to the Seven Cooperative Principles for Credit Unions. For more information, please visit the Credit Union National Association (CUNA) website.
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