The ins and outs of building good credit


For many, the three digits making up their credit scores are filled with mystery. How long do late payments stay on it? Is paying off a credit card account and closing it good or bad? And how high does it really need to be to afford the house one wants?
 
Understanding how credit scores and reports work is an important step in your financial journey. Building positive credit and avoiding hits when possible, can help you achieve your goals such as buying a home, leasing a car, or paying off debt. 
 
Our short 5-minute tutorials include information about: