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Volunteer

Become an OAS FCU Volunteer!

Volunteers at OAS FCU – a not-for-profit, member-owned financial cooperative – work hard to promote the mission and vision of the Credit Union. We are always looking for dedicated volunteers from within our membership to help serve on our Board of Directors and in our various committees:

Statutory Committees:

○ Credit Committee

○ Nominating Committee

○ Supervisory Committee

Regular Committees:

○ Asset-Liability Committee (ALCO)

○ Human Capital Committee

○ Community Relations and Membership Committee

○ Technology Committee

○ Governance Committee

○ Green Committee

Make a difference today!

Your contribution as a volunteer will ensure financial soundness and guide strategic and policy decisions, and help identify products and services of interest for the members. Volunteers help the OAS FCU achieve overall growth and respond to its members’ needs.

Active, enthusiastic volunteers are needed to maintain a healthy, progressive credit union. Volunteers serve without monetary compensation.

If you would like to be considered for an OAS FCU volunteer opening, please fill out the following form. If you would like to learn more about our program click here.

Apply Now

Volunteer Form

New Volunteer Form

Are you a current member of OAS FCU?*
You must be an OAS FCU member to qualify
Name*

Email Address*

Phone Number*

What is/are your areas of interest?*
Please pick no more than three (3) options.
Human Resources
Community Involvement
Financial Analysis
Social Media
Investment and Liquidity
Policy and Regulations
Network Security
Public Relations
Information and Communication Technologies
Risk Mitigation
Lending
Compliance
Outreach
Transparency and Ethics
Organizational Culture
Innovation
Auditing
Strategic Thinking
Will you be able to attend the meetings for the committees you have chosen?*
Yes
No
Meetings can be attended in person or remotely.
Email
This field is for validation purposes and should be left unchanged.

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Asset-Liability Committee (ALCO)

Focus:

The Asset-Liability Committee (ALCO): Previously (until 1995) known as the Investment Committee, it was established by the Board in accordance with Article VII/Section 11 of the Bylaws to focus on management of OAS FCU’s assets and liabilities to ensure desired levels of net income, capital/equity, and liquidity. ALCO accomplishes this by evaluating, recommending, and monitoring matters that ensure the financial strength and balanced growth of the institution with the technical support from OAS FCU staff and outside consultants.

Objectives:

Develops and monitors strategies that build OAS FCU equity.

Makes recommendations on the prices of different products and fees for services.

Keeps OAS FCU competitive in the financial institution market for deposits and loans, while preserving cooperative principles and the best interest of its members.

Monitors the investments and liquidity of OAS FCU.

Monitors key ratios and trends in order to mitigate financial risks.

Monitors instrument concentration limits to ensure compliance with policy.

Reviews and updates the assets and liabilities management and investment policies and assists in the development of other policies, as needed.

Monitors income and expenses and compares them to budget projections on a quarterly basis.

Discusses economic projections and forecasts to assist with the work of the Committee.

Credit Committee

Focus:

The Credit Committee (CC): Established in accordance with Article VIII of the Bylaws to review and act on loan applications and appeals from members, check compliance of lending policy with appropriate laws and regulations and recommend changes in CU loan policies.

Objectives:

Considers and decides upon all loan applications not approved by loan officers, and address member appeals on denied loans, in accordance with the lending policy established by the considering other regulations as the Equal Credit Opportunity Act and Regulation B, Truth in Lending Act and Regulation Z, Fair Credit Billing Act, and other relevant state and federal laws and regulations affecting lending. Decisions should not only be fair to the members, but beneficial to OAS FCU’s financial health.

Evaluates and reports OAS FCU’s loan performance annually, including a breakdown of the dollar amounts of loans approved, total number of borrowers, the average loan size, the ratio of borrowers to members, the ratio of loans to savings, and the number of loans rejected.

Reviews OAS FCU’s lending policy in light of performance and business opportunities and recommends changes to loan policy.

Conducts monthly reviews of all write-offs, determines trends and risk factors, and develops lessons learned to make recommendations to the Board to make changes to the lending policy.

Prepares and presents a monthly loan activity report at the BOD meetings.

Prepares and makes available a report for OAS FCU’s annual report and to be presented at the annual meeting.

Encourages the prudent use of credit as a tool for financial planning.

Supervisory Committee

Focus:

The Supervisory Committee (SC): Established in accordance with Article IX of the Bylaws to serve as a watchdog to ensure that annual audits are conducted; that the findings of the audits are discussed by the Board and that appropriate changes are implemented. It also oversees periodic member account verifications.

Objectives:

Ensures that OAS FCU has strong internal controls.

Monitors the financial direction and strength of OAS FCU.

Ensures compliance with both existing and new rules and regulations.

Monitors compliance with Bank Secrecy Act requirements.

Engages external auditors as needed.

Monitors progress reports of auditors and NCUA recommendations.

Receives, investigates, and responds to members’ complaints.

Conducts surprise cash counts on a quarterly basis.

Conducts a verification of closed accounts on a monthly basis.

Assists in the development and updates of OAS FCU operational policies.

Technology Committee

Focus:

The Technology Committee (TC): Established to be a trusted advisor for all OAS FCU Information Technology (IT) needs and strategies to ensure the institution has efficient and reliable information, access, and management systems.

Objectives:

Provides advice and technical expertise in the field of technology.

Discusses and recommends technologies to be evaluated for adoption that will improve the operations of OAS FCU.

Discusses and recommends technologies to be evaluated for adoption that will improve our delivery of services and enhance member experience.

Assists in the review of policies and procedures related to information security and technology applications for OAS FCU.

Observes that the business operations and mandates are being fulfilled through technology implementations.

Recommends IT Security protocols to safeguard the integrity, availability and reliability of the data entrusted to OAS FCU.

Identifies and evaluates new technologies and strategies to reach OAS FCU strategic goals.

Human Capital Committee

Focus:

The Human Capital Committee (HCC): Established to advise and recommend on policies and programs that ensure effective staffing and a cohesive and inclusive work environment for OAS FCU staff.

Objectives:

Recommends and supports policy and programs that ensure adequate and effective staffing and cohesive and inclusive work environment for OAS FCU staff.

Assists in the development of programs to ensure full staff engagement.

Assists in the development or update of adequate remuneration and benefits for OAS FCU staff.

Supports and promotes education, training, and professional development programs for OAS FCU staff.

Assists in the development and review of current policies, procedures, and processes related to OAS FCU staff.

Collaborates in human resources strategies to meet OAS FCU´s vision, mission, and support the strategic plan.

Community Relations & Membership Committee

Focus:

The Community Relations and Membership Committee (CRMC): Established to focus on the expansion of the OAS FCU through organic growth and by incorporating new Select Employee Groups (SEG’s), and to support programs that contribute to the internal, local, and global communities.

Objectives:

Strengthens the relationship and communication with each SEG through activities, opportunities, support for organizations, and events.

Generates awareness of products and services among new and existing members.

Proactively evaluates and engages potential new SEGs.

Engages in outreach programs with the FCU communities – local, national and international.

Assesses and advises viability for new and enhanced products and services for members.

Evaluates and recommends new membership initiatives.

Governance Committee

Focus:

The Governance Committee (GC): Established to promote ethical behavior of CU volunteers and staff; transparency and accountability in the operations of the Board and its committees; and compliance with OAS FCU Bylaws, NCUA Rules and Regulations, and other applicable compliance matters.

Objectives:

Participates in the creation and coordination of new policies, guidelines, and/or procedures related to ethical behaviors, accountability, and transparency.

Periodically reviews the Bylaws and policies related to ethical behavior, accountability, and transparency, and recommends updates to the same where applicable.

Compares OAS FCU Bylaws to the latest version of the standard NCUA bylaws to submit recommendations on proposed changes when applicable.

Reviews existing Governance policies, guidelines, and procedures in order to ensure that they are in accordance with OAS FCU Bylaws and NCUA Rules and Regulations. Policy review and update will occur every two years or as instructed by the Board.

Advises the Board on implementation of policies, guidelines, and/or procedures including but not limited to:

Makes recommendations to the Board on the best way to proceed when a conflict arises between policies, guidelines, and procedures.

Makes recommendations to the Board on good practices related to the members’ right to inspect books and records.

Nominating Committee

Focus:

The Nominating Committee (NC): Established in accordance with Article V Section 1 of the Bylaws to lead the Board of Directors (BOD) and Credit Committee (CC) recruitment cycle as well as for the volunteers who serve on the various governance bodies of the Credit Union (CU). The NC identifies, recruits, and selects candidates, and is responsible for the education and mentoring of these volunteers.

Objectives:

Identifies, recruits, and selects candidates based on competence and demographic diversity including gender and geographic representation.

Develops a recruitment strategy for the governance bodies and serves as the lead in the ongoing process.

Develops selection criteria and analyzes prospective volunteers’ profiles, matching them with OAS FCU, both in its current state and for the future.

Provides candidates with information about OAS FCU and its services, through its bylaws and policies, as well as the structure and duties of the governance bodies.

Provides orientation, education, and mentoring of the volunteers who serve on the various governance bodies of OAS FCU.

Supports the work of the Supervisory Committee in ensuring that the elected officials, committee members, and associate volunteers adhere to the attendance policy.

Maintains records of current volunteers’ skills, experiences, and terms of service.

Analyzes current skills and areas for improvement within committees and anticipates their future needs.

Green Committee

Focus:

The Green Committee (GC): Established to support, promote, and implement responsible practices and solutions for our members and, within our operations, to drive efficiencies and minimize environmental impact, while creating a positive environmental, economic, and social balance.

The Committee has three pillars – people, planet, revenue – that orient its work. Its aim is to bring awareness for various sustainability alternatives. It will provide recommendations for management and staff and for volunteer committees.

Objectives:

Promote sustainability practices in OAS FCU operations and programs/procedures that fortify its operating model for sustainability.

Develop sustainable lending practices by offering innovative green lending products to our members and loan participation in sustainable projects.

Identify and present green/sustainable investment instruments that improve the local community, and the environment, as part of OAS FCU investment strategies.

Engage in industry-wide events and programs that promote and generate awareness about sustainability topics while strengthening relationships with OAS FCU Select Employee Groups (SEG).

Ensure staff and volunteers acquire the knowledge to better understand sustainability and encourage participation from staff, volunteers, and members.

Executive Committee

Focus:

The Executive Committee (EC): Established by the Board in accordance with Article VII/Section 10 of the Bylaws. It is composed of four officers of the Board: Chair, Vice Chair, Treasurer, and Secretary. The Committee’s main purpose is to facilitate decision-making and promote continuous collaboration among board members, as needed. The Committee’s responsibilities include, but are not limited to, participating in discussions with OAS FCU management regarding items or situations of strategic importance; providing input for the CEO and/or management team when requested; participating in executive recruitment, and responding to sensitive and urgent member inquiries involving major operational and/or internal control issues. The Committee reports back to the Board regarding its activities during the regular monthly meeting, as necessary.

Objectives:

Facilitates decision-making and promotes continuous collaboration between board members, as needed.

Participates in discussions with OAS FCU management regarding items or situations of strategic importance.

Provides input for the CEO and/or management team when requested.

Participates in executive recruitment.

Responds to sensitive and urgent member inquiries involving major operational and/or internal control issues.

Reports back to the Board regarding its activities during the regular monthly meeting, as necessary.

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